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Keep Your Credit Healthy

Keep Your Credit Healthy

Good credit is one of the most critical concerns when planning your financial future, but the rules for maintaining and increasing credit scores aren’t always clear. Use the following tips to help keep your scores looking their best. 1. Stay Current - Making payments on time is easily the best thing you can do for [...]

Update on the Housing Market in the US

Update on the Housing Market in the US

From the Kiplinger letter... The housing market will get even tighter over the course of 2018. More folks are eager to buy, but the supply of homes for sale just isn’t big enough. Competition for listings figures to be fierce. But signs of relief are starting to appear. The market is still plagued by too [...]

Tax reform will be an overall positive for the housing market.

Tax reform will be an overall positive for the housing market.

from Kiplinger... Consumers will have more disposable income to purchase a home, driving up demand. Home builders, especially large ones, will benefit from the lower corporate tax rate, leading to fatter profits that will likely help spur increased residential construction. but housing markets in high-cost, high-tax states face new challenges, since the level of new [...]

New types of credit scores could expand mortgage financing to more people.

New types of credit scores could expand mortgage financing to more people.

The Federal Housing Finance Agency (FHFA)... the overseer of Fannie Mae and Freddie Mac... has required Fair Isaac Corp., or FICO, scores to be used by lenders since they were created in the 1990s. Now FHFA is looking at a new version of FICO, plus VantageScore from the credit reporting firms Equifax, Experian and TransUnion. [...]

PRMI Renovation Is Here to Help

PRMI Renovation Is Here to Help

The FHA Limited 203(k) Program Are you interested in purchasing and improving or upgrading a home before you move in? How about refinancing an existing mortgage and adding up to *$30k for repairs and improvements? This FHA insured mortgage program, developed by HUD, makes all of that possible by permitting homebuyers to finance up to [...]

*Opinions expressed are solely my own and do not express the views of my employer.

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*Calculator Disclaimer: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.