
Ohio Mortgage Solutions with Personal Guidance
Buying or refinancing a home doesn’t have to feel overwhelming. I’m Shirley Hapner, a mortgage professional with Primary Residential Mortgage, Inc., and I’ve been helping homebuyers and homeowners navigate the mortgage process since 1998.
Based in Beavercreek and licensed throughout the state of Ohio, I help borrowers understand their financing options and choose a mortgage that fits their needs, goals and circumstances.
Whether you’re buying your first home, moving, refinancing, renovating or exploring FHA, VA, USDA or conventional financing, I’m here to make the process clear from application through closing.
Here at Primary Residential Mortgage, we are proud to serve the residents of Ohio and love seeing our customers’ dreams of home ownership come to fruition! We offer a wide variety of loan programs and can tailor your mortgage based on your unique needs and circumstances. We are in the top 10% of FHA lenders in the entire country and are also a Scotsman Guide Top Mortgage Lenders for 2023.
We take great care to cultivate a culture that is filled with happiness and teamwork. Our organization’s slogan, “Where the Primary focus is you,” applies to our customers as well as our Branch Partners because when you succeed, we succeed. Our team members are pleasant, hard working, and willing to go beyond their job duties to help you or your clients throughout your transaction.
Welcome to Primary Residential Mortgage, Inc., your lending partner for life. We are passionate about helping our clients find the financing they need to realize their homeownership dreams.



We are an official Homes for Heroes lender! Homes for Heroes® is Dedicated to Serving and Giving Back to Firefighters, Law Enforcement, Military (Active, Reserves and Veterans), Healthcare Workers, EMS and Teachers When You Buy or Refinance a Home.



