About Us

Shirley A. Hapner, Division Manager
'Your Personal Mortgage Consultant for Life'

At Primary Residential Mortgage here in Ohio, I'm dedicated to giving each client a great experience. I have 30 years of experience in the mortgage industry and can help you reach your short and long-term home-ownership goals. My branches have been in business in the Dayton area, serving all of Ohio, for over 25 years. We are part of a huge national mortgage company with over 1500 branches nationwide, and have many resources to back us up.  My team and I know the area and the market, and are an integral part of our community. Our business comes almost exclusively through referrals, and we’d love to help you with your first home, your last home, or buying an investment property. I’ll make it as convenient as possible and I'll be with you every step of the way. 

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One of the best parts of this job is getting to know my clients and helping them to see a dream become a reality!  Our mission is to continue being a nationally respected, locally known home loan company whose purpose is to finance your homeownership goals through a personal and positive experience.

PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Branch NMLS 272607 NMLS # 126093 MLO.003404.000 PRMI NMLS 3094. NMLS 126093 MLO.003404.001. 1430 Oak Ct. Suite 306, Beavercreek, Ohio 45430. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification . Ohio Department of Commerce Division of Financial Institutions, #MB.802748.000. https://www.primeres.com/consumer-voice